Core Plans


These plans comprise the employer’s main benefits offering, with substantial contribution toward costs borne by the employer/plan sponsor.

 

Pension:

  • 401(k)
  • 457
  • 403(b)
  • Money Purchase
  • Defined Contribution
  • Profit Sharing
  • Defined Benefit
  • Target Benefit
  • Comparability Plan

Health & Welfare:

  • Group Term Life, AD&D, Common Carrier
  • Short-term & Long-term Disability
  • Survivor Income
  • Business Travel Accident
  • Medical: FFS, PPO, POS, EPO, HMO, Multi-choice
  • Dental: Indemnity, PPO, pre-paid
  • Vision: Indemnity, Service, Pre-paid
  • Outpatient Rx: card systems, mail-order, formularies, disease management
  • Behavioral Health, EAP
  • Ancillary Providers & Alternative Treatment
  • Flexible Benefits – Cafeteria – Section 125
  • Integrated Workers Compensation
Specialty Plans:

  • Retiree Benefits
  • Seasonal Workers
  • International Major Medical
  • Taft-Hartley
  • Prevailing Wage
  • Professional Employer Organization (PEO)

Value Added Services:

  • Strategic Benefit Planning & Objective Marketplace Review
  • Financial Feasibility Studies: Fully Insured, Retention Accounting, Alternate Funding, Partially Self-Insured, Fully Self-Insured plans
  • Employer Compliance Advice & Assistance
  • Employee Communications & Advocacy
  • Benefit Management Systems & Technology Adaptation
  • Legislative Analysis